XRP’s Decentralized Future: Brad Garlinghouse Clarifies Governance Amid Regulatory Challenges
At D.C. Fintech Week, Ripple CEO Brad Garlinghouse addressed ongoing misconceptions about XRP's decentralized nature, emphasizing its independence from corporate control. He highlighted the role of hundreds of developers in maintaining the XRP Ledger as open-source infrastructure, contrasting it with centralized models. This clarification comes amid regulatory scrutiny, reinforcing XRP's position as a community-driven asset. As of November 2025, the discussion underscores XRP's resilience and potential for long-term growth in the evolving crypto landscape.
Ripple’s Brad Garlinghouse Clarifies XRP’s Decentralized Nature Amid Regulatory Battles
Ripple CEO Brad Garlinghouse addressed persistent misconceptions about XRP's governance during D.C. Fintech Week, emphasizing its decentralized ecosystem. "People treat XRP like a company with a CEO," he noted. "Ripple has leadership—but XRP thrives through hundreds of independent developers."
The XRP Ledger operates as open-source infrastructure, contrasting with centralized corporate models. Garlinghouse highlighted Ripple's $150 million legal defense against the SEC, which established XRP's non-security status—a precedent benefiting the broader crypto industry.
Ripple continues advocating for regulatory clarity while investing in multi-chain innovation. The case underscores the tension between decentralized protocols and traditional regulatory frameworks.
XRP Price Prediction: Technical Indicators Signal Potential Rally to $3.14
XRP shows signs of recovery from oversold conditions, with technical analysis pointing to a potential 30% surge toward $3.14 within four weeks. The cryptocurrency currently trades at $2.41, with Bollinger Band positioning and RSI indicators suggesting upward momentum.
Analyst consensus clusters around three target ranges: conservative estimates NEAR $2.60-$2.86, moderate projections between $3.00-$3.50, and an outlier forecast of $5.00. PriceForecastBot's AI model aligns with technical patterns, validating the $2.86 short-term target, while regulatory developments could accelerate gains.
Key levels to watch include immediate resistance at the 20-day SMA ($2.75) and support at the Bollinger Band lower boundary ($2.29). The $3.14 prediction from The Bit Journal gains particular relevance given current chart formations and potential institutional catalysts.
XRP Price Prediction As SEC Chairman Says Crypto’s Time Has Come
XRP trades at $2.42, down 2.46% in 24 hours amid broader market pressure. SEC Commissioner Paul Atkins signals a pivotal shift, declaring crypto, digital assets, and tokenization as the agency's top priority. His call for a regulatory framework aims to repatriate innovation and capital to the U.S., marking a potential end to enforcement-heavy policies.
The SEC's newfound focus could reverse years of regulatory ambiguity that drove blockchain projects offshore. Institutional participation may accelerate if the agency delivers on its promise to foster clarity. "America is bullish on RWA," Atkins tweeted, underscoring the urgency for cohesive rules.
XRP (XRP) Poised for Another Rally? Traders Eye October Performance
XRP, one of the most actively traded cryptocurrencies, is under scrutiny as investors anticipate its next significant price movement in October. Despite a 2.49% gain in September, the token faces bearish pressure with Moving Averages and MACD signaling downward momentum. A 14.2% dip this month could test key support levels before any potential rebound.
The altcoin, currently trading at $2.43, struggles to break the $2.61 resistance level. A successful breach might propel it toward $3.00, while failure could see it retreat to $2.49 support. Market capitalization stands at $146.09 billion, with $5.73 billion in daily trading volume.
Technical indicators paint a cautious picture for XRP's short-term trajectory. Traders await either a confirmation of bullish momentum or further consolidation before committing to new positions.
XRP Price Analysis: Bulls Target $3 Recovery Amid SEC ETF Decision and Ripple's Absa Bank Partnership
XRP's price hovers near $2.5 after a 15% weekly decline, retracing 33% from its July peak of $3.65. Traders await pivotal SEC rulings on spot XRP ETFs, with deadlines clustered between October 18-25, while Ripple's new partnership with Absa Bank injects bullish sentiment.
Market activity shows declining leverage, with 24-hour trading volume dropping 27% to $5.1 billion. Derivatives data reveals a 2.2% dip in open interest to $4.04 billion and a 36.5% plunge in volume to $6.56 billion, signaling subdued speculative momentum.
The Rex-Osprey XRPR ETF's $37.7 million debut volume on Cboe underscores institutional interest. Technicals suggest $2.30 as critical support, with a break above $2.75 potentially catalyzing a rebound toward $3.
XRP Webus Plans Tokenized Travel Reward Platform
Webus International Limited is making a strategic MOVE into the $20 billion global loyalty market with a blockchain-based travel reward exchange platform. The New York-based firm will utilize XRP stablecoins for cross-border settlements, aiming to streamline redemption processes and enhance the flexibility of loyalty points.
The platform's tokenization approach combines blockchain efficiency with XRP's settlement stability, enabling real-time conversion of rewards across airlines, hotels, and transport networks. This addresses a critical pain point in the loyalty industry where points typically remain trapped within their native ecosystems.
By leveraging XRP's infrastructure, Webus positions its solution as a faster, more cost-effective alternative for international reward transfers. The transparency and security inherent in blockchain technology could significantly improve liquidity across fragmented loyalty programs.
